Make confident, data-driven credit decisions about your customers and prospects.

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Credlab delivers customized business and consumer credit reports to match your company's specific needs. Some can be ordered and viewed the same day, while others involve deeper investigation to uncover hidden risks. Never second-guess a customer's credit capacity again.

Explore our credit report products

Credlab offers a range of business and consumer report reports. Explore the options below and request a sample report or free trial to test out one for yourself.

Database Report

Same-day access to basic credit bureau information, including a risk score, verified legal company details, and available on-file trade data. Ideal for low-friction credit checks.

Background Report

Bronze Business Report

Silver Business Report

A deeper view of a prospective customer's credit status, capacity, history and company structure. Ideal for evaluating new business relationships before extending terms or signing long-term contracts.

A reliable check that a company is legitimate and active, with a basic view of its legal and corporate registration status, and human-verified location information to make sure the business exists.

Go deeper than a Bronze and add on-file trade data with direct outreach to the trade references listed on your customer's credit application. Gives you a clearer picture of how your applicant pays its current suppliers.

Gold Business Report

Includes everything from Bronze & Silver reports plus customer bank data analysis, a credit limit recommendation, and clear observations. Each report is human-verified to deliver a confident recommendation on whether to approve the amount of credit your applicant is requesting.

International Report

Evaluate the credit capacity of businesses outside of Canada and the U.S., helping you assess risk when working with companies in new countries where you may not have easy access to reliable credit data.

Customer Bank Report

Using a secure third-party tool, let your customer log in to their bank account and share recent transactions and summary data, giving you real-time view of the business's cash flow and payment behaviour. AI- analysis of the data included.

Consumer Report

Shows your customer's personal payment habits. Ideal for small business owners with little or no business trade history, and for sol proprietorship relationships where a personal guarantee is required to do business.

Request a sample report

We're happy to send you a sample report. Please fill out the form or send and email to service@credlab.com

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